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ICICI Bank Personal Loan | best offer 25 Lakhs Ki Vave Nibo | ICICI Bank Personal Loan | Loan | icic bank loan

ICICI Bank Personal Loan best offer 25 Lakhs Ki Vave Nibo. ICICI Bank Personal Loan

ICICI Bank Personal Loan

Loandarkar: Hello friends, welcome to my blog. Today in this post I will share with you important information about ICICI Bank Personal Loan. How can you take a personal loan of Rs 50,000 to Rs 25 lakh from this bank? This loan scheme has been launched to meet your personal financial needs during this crisis. If you read this post very carefully, you will know all the details of this loan in detail. Both those who are salaried and those who are self-employed can avail this loan at fixed interest. Detailed information on what documents you will need for this. Here is the complete information on how to get this personal loan.

This personal loan from ICICI Bank helps you to meet your various financial needs during emergencies. This is an unsecured loan. It can be taken for wedding expenses, paying medical bills, going on your dream vacation or renovating your home. Regardless of your personal financial goals, ICICI Bank personal loans provide you with the perfect solution to financial problems. With this bank's instant personal loan online services you can get loan funds in a very short time.Let us know how to get this personal loan from ICICI Bank.

Why should I take ICICI Bank Personal Loan?

1. If you are thinking of taking this loan from ICICI Bank, this company can give a personal loan of up to Rs 25 lakh without any witness. Yes friends, if you go to take such a loan from another bank, then you have to get a guarantor and he has to have an account in that bank again. And it's quite a difficult thing. ICICI Bank is releasing any such Guarantor to get this loan.

2. This bank gives you 12 months to 72 months to repay the loan, which means you have up to 6 years.

Who can take this loan from ICICI Bank and what are the rules?

Those who are salaried and those who are self-employed or businessmen are both eligible for this loan.

Let's first look at the rules for salaried people

1. In this case, your age should be between 23 and 56 years

2. The minimum monthly salary should be 30,000 rupees

3. Must be two years old where you work

4. The place you are currently living in should last for one year

5 Also the borrower should be able to get the loan from here only if the civil score should be good.

* Before giving this bank loan to friends, it must be checked to see if you have already taken a loan from somewhere else and if you have taken it, you are repaying it on time. It also checks to see if you can repay the loan on time. This is the process for a salaried borrower.

Let's go over the rules for those who are self-employed or businessmen.

1. If you are a self-employed person, you must be between 25 and 65 years of age

2. You can get this personal loan only if your annual turnover is Rs 15 lakh

3. With this the bank will check your profit which should be above Rs. 200,000

4. The stability of your business will be verified which needs to be 5 years

5. Your bank account must be one year old

What are the documents required for ICICI Bank Personal Loan?

First of all, let's find out what it takes for salaried people.

1. Two passport size photos

2. Aadhaar card, driving license, voter card etc. as identity card

3. You can give Aadhaar card, PAN card as address proof

4. Must give three months bank statement

5. Must pay three months salary slip

What do self-employed people need?

  1. Two copies of passport size photo
  2. Aadhaar card, driving license, voter card etc. as identity card
  3. Aadhaar card, PAN card as address proof
  4. You have to pay income returns for the last two years
  5. Must give three months bank statement
  6. You have to give your office address
  7. You also need to say how many years you have been working

What is ICICI Bank Personal Loan Rate of Interest and Loan Council Time?

Friends, the interest rate depends on the amount of bank loan you are taking. However, it is starting at a rate of ten percent a year. And you get 12 to 72 months to pay. Visit ICICI Bank's website for more details or to apply online.

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