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If you are planning to buy a new bike, however, these are three important things to keep in mind when insuring | Insurance | What is insurance?

If you are planning to buy a new bike, however, these are three important things to keep in mind when insuring

If you are planning to buy a new bike, however, these are three important things to keep in mind when insuring

Press card News Desk: Two-wheeler is one of the preferred means of transportation in India. According to the report, one six-wheeler is purchased after every single vehicle in the country. However, there is no doubt that about five lakh road accidents occur in India every year, most of which involve two-wheelers. At the same time, the epidemic has forced people to travel in their vehicles, where some people used to use public transport, now they also prefer to use their personal vehicles. Today we are going to tell you some tips so that you can buy a good insurance for your two-wheeler. Due to which you will get backup not only in case of accident but also in case of vehicle theft.

Choose broad insurance instead of third party cover:

Two-wheeler insurance policy is usually offered in two types, third party cover and wide cover. Although it is mandatory to provide only third party insurance cover as per motor vehicle rules, we advise you to choose a wide range of insurance. This is because it provides coverage to both the third party and the car owner policy holder. In this way you will not face any financial loss in case of accident, theft and all the benefits of two wheeler.

Don't rely on one year insurance:

Whenever you buy insurance, don't choose it for one year and don't choose it for 3 or 5 years. By doing this you can be free from insurance hassle for a few years. By opting for long term insurance, you can avoid increasing the premiums every year. In addition to these, the non-claim bonus can be availed in the multi-year bike insurance policy for the entire term of the policy, even if you make a claim during that period.

Add rider benefits:

When you choose a comprehensive two-wheeler insurance policy, the company makes you aware of its many benefits. The policyholder can choose these according to his needs. These amenities include zero depreciation cover, engine and gearbox protection cover, key and lock replacement cover, helmet cover, 24 × 7 side support add-on and more.

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